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Protecting your business is just as important as growing it.

Whether you are launching a new venture, managing a fast-growing startup, or operating an established business, unforeseen events can disrupt operations, impact cash flow, and expose directors and owners to significant financial liabilities. A robust risk management and insurance strategy helps safeguard your company, employees, assets, and reputation, allowing you to focus on growth with greater confidence.

General & Life Insurance Free to Compare

Why Business Insurance Matters

Many startups mistakenly assume insurance is only necessary for larger companies. In reality, early-stage businesses are often more vulnerable because they have limited financial reserves to absorb unexpected losses.

Business insurance can help protect against:

A single uninsured event can significantly impact a company's finances, reputation, and ability to continue operations.

Essential Protection Areas for Startups and SMEs

01
SME Business Insurance Solutions
Comprehensive protection packages designed to safeguard day-to-day operations, assets, inventory, equipment, and business continuity.
02
Directors & Officers (D&O) Liability Insurance
Protects company directors and senior management against personal liability arising from decisions made in their corporate capacity. Particularly important when raising capital, adding investors, or expanding governance responsibilities.
03
Keyman Insurance
Provides financial protection if a key founder, executive, or revenue-generating individual suffers death, disability, or critical illness. This can help businesses maintain operations and secure replacement resources during a critical period.
04
Fire Insurance
Protects business premises, equipment, inventory, and physical assets against fire and specified risks that may cause significant financial loss.
05
Public Liability Insurance
Provides coverage if customers, visitors, vendors, or members of the public suffer injury or property damage arising from your business activities.
06
Work Injury Compensation Coverage
Essential protection for employers against workplace injury obligations and compensation requirements involving employees.
07
Employee Health & Benefits Solutions
Support employee wellbeing through medical, hospitalization, group health, and staff welfare programmes designed to help attract and retain talent.
08
Cyber & Technology Risk Protection
Increasingly important for modern businesses that store customer information, process digital payments, or operate online platforms.

Tool for Comparison

Product Providers

Through our strategic partner network, we provide access to the following panel of general insurance, life insurance, and investment product providers — all under one roof.

General Insurance
  • AIG Asia Pacific Insurance Pte Ltd
  • Allianz Global Corporate & Specialty SE Singapore Branch
  • Allianz Insurance Singapore Pte Ltd
  • Allied World Assurance Company, Ltd
  • Auto & General Insurance (Singapore) Pte Ltd
  • Berkley Insurance Company (Singapore branch)
  • China Taiping Insurance (Singapore) Pte Ltd
  • Chubb Insurance Singapore Limited
  • Cigna Europe Insurance Company S.A.-N.V. Singapore Branch
  • Delta Underwriting Pte Ltd
  • EQ Insurance Company Limited
  • ECICS Limited
  • ETIQA Insurance Pte Ltd
  • Euler Hermes, Singapore Branch
  • FWD Singapore Pte Ltd
  • Great American Insurance Company (Singapore Branch)
  • Great Eastern General Insurance Limited
  • HL Assurance Pte Ltd
  • HSBC Life (Singapore) Pte Ltd
  • Income Insurance Limited
  • Liberty Pte Limited
  • MSIG Insurance (Singapore) Pte Ltd
  • Now Health International (Singapore) Pte Ltd
  • QBE Insurance (Singapore) Pte Ltd
  • Singapore Life Ltd
  • Sompo Insurance Singapore Pte Ltd
  • Tokio Marine Insurance Singapore Ltd
  • Zurich Insurance Company Ltd (Singapore Branch)
Life Insurance
  • AIA Singapore Pte Ltd
  • China Life Insurance (Singapore) Pte Ltd
  • China Taiping Insurance (Singapore) Pte Ltd
  • ETIQA Insurance Pte Ltd
  • Friends Provident International (FPI) Singapore
  • FWD Life Insurance Company (Bermuda) Limited Singapore Branch
  • FWD Singapore Pte Ltd
  • HSBC Life (Singapore) Pte Ltd
  • Income Insurance Limited
  • Manulife (Singapore) Pte Ltd
  • Raffles Health Insurance Pte Ltd
  • Singapore Life Ltd
  • Sun Life Assurance Company of Canada Singapore Branch
  • Swiss Life (Singapore) Pte Ltd
  • Tokio Marine Life Insurance Singapore Pte Ltd
Investment Platform
  • iFAST Financial
  • Navigator Investment Services Ltd (GROW with Singlife)
  • Phillip Securities Pte Ltd

Building a Resilient Business

A successful company is built not only on revenue growth and fundraising but also on prudent risk management. Implementing appropriate insurance coverage, workplace safety measures, and fire protection protocols can help protect both your business and the people who depend on it.

Our partner network can assist in reviewing your business risks and identifying suitable solutions based on your industry, operational activities, and stage of growth.

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Explore tailored insurance and risk management solutions for your startup or SME.

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